12 Ways To Save Money As A Stay At Home Mom (or any Mom, really)
It’s not cheap to run a household these days. Of course, you have your rent/mortgage, utility bills, and car payments, but there are so many expenses that come with having kids. Maybe it’s an unexpected trip to the ER to check out that cut from falling off the bed, uniform/travel/tournament costs for baseball season, or even just the hundreds of fundraisers at school that you are expected to contribute to. These things can’t always be planned for, so it’s always nice to have a little extra cushion where you’re not scrambling around at the end of the month. Here are a few of the things I’ve done to help save money for my family. (This post contains affiliate links. If you purchase through my link, I will get a small commission at no extra cost to you).
Plan out your meals for the week, and then make your shopping list off that. The hardest part is sticking to the list! This also helps take the guesswork out of what you are cooking for dinner each night. Before I started meal planning, I would end up waiting until 4 or 5 and then running around frantically trying to decide what to fix. It has definitely helped lower my stress level a bit. 🙂
You pick out all your items online, and then set a time to go by and pick up. This is a great way to avoid all the extras that end up in the cart while grocery shopping. If you don’t already have this in your area, you can sign up for notifications so you’ll know when it’s coming!
BUY IN BULK
Shop at stores like Costco and Sam’s Club for staples like toilet paper, paper towels, bottled water, and meat. Hamburger meat is half the price/pound at Costco! They have great prices on so many items. You just have to be careful not to add 100 other things to your cart! I mean, everyone needs a 20 count package of jumbo chocolate chip muffins, right?
I’ve never been really great at cutting coupons and then remembering to use them, but I’ve made a ton of money back on apps like Ibotta. You scroll through and add the rebates of items that you are going to purchase, and then scan your receipt afterward. Super simple! Some others to try are Find n Save, Checkout 51, Walmart Savings Catcher, and Target Cartwheel (save EVEN MORE with a Target Red Card!)
LIMIT EATING OUT
As tempting as that Crunchwrap Supreme and Nachos may be, they add up! You can eat at home for a fraction of the cost. For the times when you just can’t fight the cravings, look for a coupon. Tons of coupons come in those junk mail packets you get every week, and others you can find online.
CUT CABLE AND GET NETFLIX OR A FIRE STICK
Streaming services have really stepped up their game! Aside from the news and HGTV, mostly all we watch now is Netflix. There are a million great shows, both taken from regular programming and Netflix originals. Others to try are the Amazon Fire TV Stick and Hulu.
AMAZON SUBSCRIBE AND SAVE
As you can probably tell if you’ve read any of my posts, I love Amazon! There are so many ways to save money, but my favorite is Subscribe and Save. You select the things that you use regularly, and get them for a bigger discount by adding them to your monthly shipment. The more items you add to the shipment, the bigger the discount. Diapers are a must buy with Amazon, because you save 20%!
SWAP BABYSITTING WITH FRIENDS
Babysitters are pricey, and it’s not always in the budget no matter how bad you and the hubs need a night away from the kiddos. Take turns with other parent friends, and everybody wins!
PLAN OUTINGS AROUND FREE OR DISCOUNTED DAYS
Most museums, aquariums, etc will have days where admission is discounted or free. Another option is to look through Groupon. I’ve gotten various tickets for 50% off or more.
SELL WHAT YOU NO LONGER NEED
There are so many easy ways to get rid of all those outgrown clothes, toys, and baby gear that are just cluttering up the house. Craigslist, Facebook Yard Sale Groups, and the Letgo app are a few great options.
SEARCH FOR BETTER PRICING
Whenever I see something I want to buy (shoes, diapers, etc), I always check online first. Especially Amazon. Sometimes it’s not cheaper, but a lot of times it is! Bonus free shipping if you are a Prime member. Try Amazon Prime 30-Day Free Trial
ASK FOR A DISCOUNT
Call your cable/satellite/insurance/phone/internet providers and ask for a better deal. Even your credit card companies. Often times, they will have a special running or will give you a discount to renew your contract. It never hurts to ask.
As you can see, there are so many ways to save a little money to help cushion the family budget! This is especially super important if you are working with a single income. Every little bit helps!
What are some ways that you save money?